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One Rear-End Crash Could Destroy Your Motor Transport or Service Business

TASA ID: 9075

If you own or operate any kind of work vehicle fleet, whether a truck transport fleet or a non-transport service fleet, you should be aware that liability from rear-end road crashes is among the biggest threats you face.  Road crashes are a looming threat to truck transport companies, including delivery operations.  They also threaten the economic welfare of light vehicle service (e.g., taxi, repair, installation) fleets in metropolitan areas or other regions.

Motor vehicle crashes are the leading cause of death among U.S. workers (NIOSH, 2003, 2015) .  Our target in this discussion is rear-end (RE) crash impacts where the transport/work vehicle is the striking vehicle.  The U.S. DOT Large Truck Crash Causation Study (LTCCS) found that about 10% of all serious injury or fatal truck crash involvements were of the RE-striking type (Knipling, 2009).  These crashes may injure truck drivers but they cause much more damage to struck light vehicles and more human harm to their occupants.     

Addressing the Top Concern for Executives on Hybrid and Remote Work:

Proximity Bias

TASA ID: 22108

A January 2022 Slack survey of over 10,000 knowledge workers and their leaders shows that the top concern for executives about hybrid and remote work is “proximity bias.” Namely, 41% feel worried about the negative impact on work culture from the prospect of inequality between office-centric, hybrid, and fully remote employees.

The difference in time spent in the office leads to concerns ranging from decreased career mobility for those who spend less face time with their supervisor to resentment building up against the staff who have the most flexibility in where to work. Leaders who want to seize a competitive advantage in the future of work need to use research-based best practices by creating a culture of “Excellence From Anywhere” to address these concerns. This cultural best practice is based on guidance for leaders at 17 major organizations I helped guide in developing and implementing effective strategies for a work culture fit for the future of work.

When Permanent Isn't Enough:

Why Many "Permanent" Policies Have Shorter Life Expectancies Than Those They Protect

TASA ID: 22346

OVERVIEW


Many life insurance policies are underperforming original projections and are forecasted to terminatesooner than anticipated.1 This may come as a surprise to many policyowners since 70% of inforce policies have not been reviewed in the past five years.2 With the extended ultra-low interest rate environment, even policies labeled as “permanent” may be at risk. Advisors can provide value and security to their clients by being aware of this situation and offering assistance in reviewing inforce policies to prevent surprises. Rest assured, life insurance is not rocket science and understanding the basics will take you a long way in helping your clients make sound decisions.

A Universe of Crash & Liability Risk Factors Face Work Fleets

TASA ID: 9075

If you are the owner or operator of a motor transport or other work vehicle fleet, you have probably gotten that phone call from one of your drivers.  The driver calls in to report their involvement in an on-job traffic crash.  The ensuring Q&A sequence is predictable.  You’ll first ask about location and severity.  Are you okay?  What about the other vehicle and its occupants?  Is the crash scene now secure?  Should the company send someone to the scene?

For severe crashes, that may be the gist of the initial conversation.  First things first.  But the topic of causation will always follow.  How did the crash happen?  Who was at-fault?  Any laws broken?  Are we potentially liable?  As a manager, you will ask yourself whether the crash was preventable (i.e., your driver could be blamed), what were their critical errors, and whether you should impose consequences.  For many work vehicle crashes, this sequence constitutes most of the depth and breadth of managers’ investigations of their fleet crashes.

More Than Meets The Ear

TASA ID: 21826

“Hey, that sounds familiar…where have I heard that before?”

To answer this type of question, copyright infringement cases often require the assistance of a musicologist.  But what can you expect when hiring one?  There are essentially three areas where a musicologist can be a resource: musical comparisons, prior art searches and expert testimony as to similarity.

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